Our team is committed to executing well-informed underwriting decisions and delivering personalized service.

Our underwriters are dedicated to doing what's best for our customers and partners. Our team is always looking for ways to responsibly improve how we evaluate risk and ultimately help more customers get the affordable coverage they need.


If you work for a GA, just pick up the phone and give us a call. If you're an advisor, please contact your general agency for help.

Accelerated Underwriting & New Lab Lift Exam Substitution Program

Learn more about our accelerated underwriting process with the addition of our new exam/lab substitution program, Lab Lift — giving customers a better-than-ever chance of experiencing an exam-free approval process.

Visit our new landing page


Our guidelines

Use Underwriting Field Guide and build chart as a guide to help streamline the process for you and your client.

Download Field Guide

Download Substandard Build Chart

Underwriting Newsletters

  • Anaphylaxis

  • Metabolically Healthy Obesity (MHO)

  • Peripheral Artery Disease (PAD)

  • Obesity

  • Pathology Reports

  • Premature Ventricular Contractions

  • Obstructive Sleep Apnea

Case Studies


Watch this video outlining our underwriting sweet spots.


Visit our Partner Dashboard to drop a ticket