Financially strong company ratings

Our number one investment is in your future

Financial protection — from a truly grounded company

While we make buying life insurance something that you can do in 15 minutes, we take very seriously the promise we make to you for the next 10 to 40 years. Together with our parent company Legal & General Group Plc., we’re the 7th largest insurance company in the world, and we’re among the most financially sound life insurers. What that means to you is we’ll be around for years to come — when you need us most.

What the world’s financial experts say about us

We continue to share high ratings with our parent company from three of the world’s most regarded independent financial and insurance rating companies.




A COMDEX score is a composite of all the financial strength ratings a company has received, ranging from 1-100. Not many life companies have a score as high as ours. 


Very Strong Rating Fitch and S&P

Fitch and S&P make up two of the worlds “big three” agencies that analyze a company’s financial strength and ability to repay debt without concern. They provide an important service that protects lenders, borrowers, and especially consumers in the insurance industry.


Superior Rating A.M. Best
Like a consumer credit rating agency, A.M. Best is another independent firm that measures an insurance company’s ability to pay claims and meet other financial responsibilities.

"Our path forward remains focused on protection solutions for all Americans. Expansion of digital capabilities, distribution partnerships and new product innovation will be critical to our success, as we help families secure their financial futures."


Drew Love
CFO, Legal & General America


With financial strength comes consumer trust

1.4 million US customers
We’re proud of the number of policy owners counting on us to help provide financial security for the people they care about most. But our goal is to help protect the 100 million Americans who are uninsured or insured today.1

New coverage ranks us #1
Legal & General America is ranked as the number one provider of term life insurance in the US, issuing more than $63 billion in new coverage in 2021. We also issued approximately $1.1 billion in new annuity contracts in 2021.2

Over $8 billion in assets
Another testament to our financial strength, the Legal & General America operating companies has over $8 billion in assets at year-end 2021.3

Will we be around in 40 years? Absolutely.

Our strength is your financial security. With our long history of sustainability and expertise, you can be assured that we'll be here when you need us most.


  • Year-end 2021
  • 2021 LIMRA US Retail Individual Life Insurance Sales by Channel
  • IFRS year-end 2021