Flexible coverage and reliable protection

Our term life policies can be tailored to your clients’ needs—backed by the #1 term life insurance provider in the United States.
home Protection for families

Term life offers financial protection for mortgages, education, credit cards, automobiles, and final expenses in the event of untimely deaths.

blue-briefcase-icon Protection for businesses

When a key person or executive brings significant value to a business, it is important for business partners to have a financial strategy to position themselves for the long-term in case something unexpected happens.

Online Icon 14 Blue Flexibility and affordability

Term life insurance offers competitive pricing, flexible term durations, and guaranteed level premiums—not to mention fast commissions!

About OPTerm life insurance

Our term life product is competitively priced, renewable, and convertible. And as a leader in affordable term life insurance, we make coverage as simple as possible.

Product details


Add value with riders

Why make clients go through the underwriting process multiple times for multiple policies? Save yourself and your clients time and effort by attaching riders that offer the options and coverage they need.

Our available riders

Stay in touch

Subscribe for our advisor emails and alerts so you’re the first one to know about important industry events and LGA insights.


ZoomCall_RGB (1)