We can help grow your business in New York

For William Penn advisors, get your clients fast and affordable coverage

Our Commitment

We are committed to serving the New York life insurance market through our subsidiary, William Penn Life Insurance Company of New York. We are here to support you and your clients throughout the life insurance journey.

OPTerm: affordable term life insurance

Underwritten by William Penn Life Insurance Company of New York, OPTerm policies are renewable and convertible term life insurance policies that provide a level death benefit. As the leader in providing affordable term life insurance, we aim to make our coverage as simple as possible.

Product details:

  • Coverage amounts starting at $100,000
  • Coverage for ages 20-75
  • Preferred underwriting classes available for smokers, and some with family history of cancer
  • Provisions for individuals with mild asthma, sleep apnea, history of smoking

OPTerm is great for:

  • Recent homebuyers
  • New or expecting parents
  • Young professionals looking for financial protection 

Additional coverage available through riders:

  • Use term riders to get clients the right amount of coverage, for the right amount of time. Learn more >

Marketing materials

Download and share these materials with advisors and clients.

Term Riders: Flexible Coverage Solutions

Term Rider Solution (NY)

Stack term coverage on top of a base policy

35 and 40-Year Term (the long term solution) (NY)

Simple NY term life insurance protection.

Term Protection 1M (NY)


Accelerated Underwriting Eligibility (NY)


30-Year Term Life (NY)


Term Life Mortgage Coverage 250k (NY)

Coming soon: The Horizon Experience

Our streamlined digital platform is almost ready for our William Penn BGAs and New York clients. We believe you and your advisors will agree - there's really no comparison.


Find your team

Our knowledgeable sales team is here to answer any questions you may have. Reach out now!