Welcome to the Advisor Hub

Grow your sales, build your business

From product information to marketing and sales support, find everything you need to attract new customers, help close sales quickly, and provide clients with affordable coverage.

The Horizon Experience

Move your business forward

Put clients first by letting our flexible digital process speed up everything from applications through decisions and delivery.

The Horizon Experience
Underwriting made easy

Deliver decisions in a snap

A growing number of clients can get approved in minutes, with no medical exam or lab work required.

Our underwriting process

Underwriting quick stats

We help get your clients approved as quickly as possible

39%
Instant Decisions1
45%
Instant decisions (under 50 years old)1
82%
Exam-free decisions 2
64%
10-day decisions 3
View all metrics here

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  • Disclaimer

    1 "Instant decision" is defined as the number of Horizon instant decisions as a percent of total decisions made. Reported for full month June 2025. Excludes reopen, incomplete and withdrawn applications.

    2"Exam-free decisions" is defined as a percentage of total decisions from all business submitted through Horizon (Term Only Apps). Exam-free rate includes instant decisions. Exam-free decision rate is calculated based on decisions in a 30 day period, if an exam was ordered and includes instant decisions. Reported for full month June 2025, Horizon applications only.

    3 "10 day decisions rate" is defined as the percent of applications that reached any decision in 10 days or less upon submittal compared to the total number of decisions. Decision rate is calculated based on decisions in a 30 day period. Reported for the full month of June 2025. Excludes reopen, incomplete and withdrawn applications.