Give your clients a better way to get the life insurance protection they need — with the simple, fast, and personalized process they want.
A better experience awaits
A hassle-free digital experience for next-gen customers
At LGA, it’s been our goal to simplify the life insurance process and make it easier to protect more families. While the landscape of life insurance and technology continues to evolve, our business will always be about the people behind the thinking.
Whether you drop a ticket or start an Advisor-assisted Application with your client, our digital platform with accelerated underwriting speeds app completion reduces cycle time and ensures a more convenient experience for both advisors and customers. Exam substitution is available for qualified applicants, boosting overall exam-free approvals to more than 50 percent for digital cases.
After approval, we've got you covered with a streamlined delivery process in which clients can receive an offer then pay, finalize and download their policy in minutes.
Improved Client Experience
- Online, mobile-friendly application
- Streamlined application questions reduce time and effort
- Clients can schedule a phone interview if they need help
Faster Decisions
- Reduces the need for exams/labs for eligible customers
- Approvals or the need for medical evidence determined in real-time during the application process
Better Case Management
- Case status feeds and document download
- Reduced cycle time
- In-good-order applications
A better way to do business
Our digital application platform offers shorter application times, faster decisions, reduced cycle times and greater flexibility for you and your clients. Learn more about how we’re simplifying life, so you can protect more families.
Download digital application platform overview guide
We'll stay in touch with your customers throughout the process with reminder emails or texts. Use this guide with your clients to help them prepare for their online journey or telephone interview.
Don't just take it from us. See what our partners are saying...
“You have, by far, the most flexibility with ways that we can send you an application or our clients can complete an application.”
“What you’ve done with [the digital application platform] is incredible. I still can’t believe that you are automatically ordering an APS as soon as the client signs an app.”
“You are the only carrier doing simultaneous APS and EHR ordering. Some are ordering an EHR and it is taking five days to see that there are no results and then they order an APS.”
How the digital application platform works
Coverage for clients in 5 steps
- Start an application using our Partner Dashboard or Advisor App, or through iPipeline and other vendor platforms
- The client is emailed and/or texted an online application link (phone option is available)
- Reflexive application questions integrated with data collection for faster decisions
- The application is signed electronically and an exam will be scheduled if needed
- If eligible, the policy will be approved and issued exam-free
Eligibility criteria
- All Issue Ages
- All Coverage Amounts
- All states except New York
Training resources
For more information and access to our training presentation, please contact a member of our sales team for assistance.
Business Insurance
Get More Get Less
Changes Effective July 7
Get More Get Less Business
Application Manager - Training
Advisor App - Training
Digital-Experience-Overview
Drop Ticket Tips for iPipeline Users
Digital Platform Secure Email Instructions
We want to hear from you!
Please take a minute to tell us about your experience using our new digital application platform.