We are committed to serving the New York life insurance market through our subsidiary, William Penn Life Insurance Company of New York. We are here to support you and your clients throughout the life insurance journey.
OPTerm: affordable term life insurance
Underwritten by William Penn Life Insurance Company of New York, OPTerm policies are renewable and convertible term life insurance policies that provide a level death benefit. As the leader in providing affordable term life insurance, we aim to make our coverage as simple as possible.
- Coverage amounts starting at $100,000
- Coverage for ages 20-75
- Preferred underwriting classes available for smokers, and some with family history of cancer
- Provisions for individuals with mild asthma, sleep apnea, history of smoking
OPTerm is great for:
- Recent homebuyers
- New or expecting parents
- Young professionals looking for financial protection
Additional coverage available through riders:
Download and share these materials with advisors and clients.
Term Rider Solution (NY)
Term + Perm Solution (NY)
35 and 40-Year Term (NY)
Term Protection 1M (NY)
Accelerated Underwriting Eligibility (NY)
30-Year Term Life (NY)
Term Life Mortgage Coverage 250k (NY)
Coming soon: The Horizon Experience
Our streamlined digital platform is almost ready for our William Penn BGAs and New York clients. We believe you and your advisors will agree - there's really no comparison.