There are so many types of life insurance, it’s sometimes hard to know where to begin. Our articles and guides will make your life easier.
Universal Life Insurance
Live carefree with lifelong protection.
What is life insurance?
Life insurance gives your loved ones financial protection in the event of your death. Your monthly premiums mean peace of mind, a future for your family and no scary surprises.
How does life insurance work?
Nobody lives forever, no matter how many fruits and veggies you eat. But if keep up your life insurance premiums, your chosen beneficiaries will receive a payout when you die.
Who needs life insurance?
None of us know what the future may bring. But if you’re a parent or have a spouse, life insurance means your loved ones could be debt-free when you’re no longer around.
Call us to get covered
Permanent life insurance remains in place as long as you pay your premiums. Enjoy flexible payments to match your needs.
- Lasts for life if you make payments
- Adjustable death benefits
- Flexibility in premium payments
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Frequently asked questions
What is a rider on a life insurance policy?
What is a life insurance premium?
A life insurance premium is the regular payment you make in exchange for coverage. The rate you pay can be fixed or flexible depending on your policy type. Most people pay their premiums annually, but we also offer semi-annual, quarterly and monthly payment schedules depending on your needs.
How much life insurance do I need?
No one can predict the future, but the greater your life insurance coverage, the greater your peace of mind. Life insurance products are designed to cover almost any eventuality, from critical illness to sudden funeral expenses, so increasing your coverage means you can meet essential daily costs – such as childcare and paying the mortgage – when you need it most.