About our company

1.5 million customers and counting turn to us for life insurance. 

The LGA Mission

At Legal & General America (LGA), our mission is simple: Protect more families and businesses through life insurance. Our sole focus is to safeguard your financial well-being — and it has been for more than 70 years. 

Legal & General America life insurance companies

As one of the nation's strongest life insurers, LGA is ranked number two for term life insurance providers in the US. Our long history of serving families and our continued financial strength is our foundation.

We are proud to be a part of Legal & General Group Plc., which has been one of the world’s leading multinational financial services companies since 1836. Headquartered in London, the firm has over $1.4 trillion in total assets under management.

Legal & General America’s insurance products are sold in all 50 states, including D.C., through our companies, Banner Life Insurance Company and William Penn Life Insurance Company of New York.

Term life insurance is our bread and butter

Although we offer both term and permanent policies, no other national life insurer offers more term life options than we do. We take a holistic approach to life insurance, honoring our commitment to delivering high-quality products with outstanding service at affordable prices. And, our partnership with more than 150,000 agents around the country helps you customize a policy to fit your needs — regardless of where you are on your financial journey.

Our story begins more than 180 years ago.  

Six lawyers founded Legal & General in June 1836. From the early days in London to our overseas expansion in 1981, our long history of issuing insurance shows how credible and stable we have been through decades of economic change.

Learn more about LGA's history

We are proud to be one of the world's largest insurance companies. Legal & General America, and our companies Banner Life and William Penn, pay close to $1 billion in claims to over 3,500 families and businesses every year.


Legal & General in the US

We are one of three Legal & General businesses in the US, alongside Legal & General Retirement America and Legal & General Investment Management America.


That's us! Legal & General America is the US insurance arm leveraging the expertise of a top ten global insurer. We specialize in delivering life insurance solutions for families and businesses.

Location: Frederick, MD 
People: 615 employees

Contact Us


Legal & General Investment Management America (LGIMA) was founded in 2006 to help people achieve their long-term financial goals. LGIMA manages investment objectives for institutional clients.

Location: Chicago, IL
People: 219 employees

Contact LGIMA


Founded in 2015, Legal & General Retirement America (LGRA) is our US institutional retirement division. LGRA helps companies mitigate pension risk and support a secure retirement for annuitants. 

Location: Stamford, CT
People: 79 employees

Contact LGRA

"Ninety percent of our international focus is on the US. The opportunity is so great."

Dr. Nigel Wilson
CEO, Legal & General Group


Steady financial strength ratings

In insurance, the numbers matter. You want to be confident that your life insurance company has the financial backbone in place to support you if and when you need them.

You can trust Legal & General America:

View our financial strength ratings

We implement socially responsible business practices that allow us to give back to our community and minimize our impact on the environment.

Our leadership is focused on consistently delivering the coverage your loved ones deserve. It’s that simple. We’re committed to offering you the level of protection you need, with competitive premiums and superior customer service.

Meet the LGA executive team