This year at LGA, we’re trying something different with our 2022 new year resolutions. Instead of a yearlong focus to improve something, why not take a smaller approach to betterment? Minor tweaks in your daily life can lead to major changes in your well-being and significant savings when it comes to monthly life insurance costs. So here are some quick new year goals you can do in 2022 to care for yourself and maybe lower your premiums along the way.
- Start a one-sentence-a-day journal. This daily snapshot documents what you’re going through and puts it in perspective. Jot down a thought you’re having at the moment or a reflection on the day at large.
- Send someone you love a positive message. Emails and text messaging make this easy to do. When you send positive vibes into the world, you can expect to get them back.
- Listen to more music. While binge-watching a real crime documentary can feel like an accomplishment, researchers report that watching too much TV negatively impacts your mood and sleep. Instead, spend time listening to your favorite band or discovering a new genre. Like the songs found on our Spotify Mindfulness playlist, music can lower stress hormones that inhibit memory and increase feelings of well-being that improve focus.
- Set a financial goal. Using an app like Mint makes setting money goals easy. Use it to refocus your spending and highlight the important things to you. Looking to take the family on a real vacation? Start saving a little at a time, now. Hoping to begin a college fund for a loved one? According to Albert Einstein, compound interest is the eighth wonder of the world.
- See the professionals. Make sure you’re up to date on immunizations and let someone listen to your ticker when you schedule your annual well check or physical. Then pop over to the dentist, say “Ahhhh!” and follow the advice to floss more. Preventive visits to primary care providers reduce the risk of disease, disability and death.
- Pro-tip: This could also mean lower premiums when getting life insurance coverage with LGA.
- Take a hike. Studies have linked walking to increased creativity, decreased tummy size and lower risk of injury. Even as little as 30 minutes a day can start to improve your overall health — every little bit counts. You don’t need to go all-in with a gym membership or fancy at-home bicycle. Start small and walk your way to better health.
- Slow down when you eat. This one is about being slow instead of quick. Research suggests ;that non-fast eaters have significantly lower BMI than fast eaters. So slow down and savor each bite longer. There’s no reason to rush!
- Freshen up your space. By this point in the new normal, you’ve probably got a to-do list a mile long when it comes to a household makeover. Start a DIY project that sparks joy. Paint the walls, add a floating shelf, buy a house plant, maybe donate that bookshelf you’ve been meaning to get rid of. There’s no time like the present.
- Stretch it out. With even just five minutes a day, stretching can improve your ability to do daily tasks like laundry or more strenuous ones like jogging. It increases flexibility and decreases your risk of injury. Just follow this easy routine to unwind after a long day.
- Get covered. In around 15 minutes and for less than $7 per month*, you can protect the ones you love with an affordable, no-hassles life insurance policy from Legal & General America. Show them you’re putting them first this year and secure their futures.
It’s hard to say how many days it actually took to build Rome, but we all know it wasn’t one. Making yourself and your situation better doesn’t have to be about losing 20 pounds or cutting sweets cold turkey. Instead, try to find the little things you can do that will add up to a happier you in 2022.
Have other ideas? Your little resolutions are a big deal to us. Share your thoughts on social about how you will make 2022 a year to remember.
*$7 monthly premium is applicable for a 20-year-old female nonsmoker in excellent health purchasing a 10-year OPTerm life insurance policy with a $100,000 face amount. Sample rates are update twice per year; sample rates as of 3-8-2021. Read our legal stuff.