Legal & General America Employee Benefits

We invite you to explore our open positions and submit your resume. We offer our full-time staff and eligible part-time staff a highly competitive benefits package which includes:

Health Insurance

Healthcare options: You’ll have your choice of several comprehensive health plans - administered through CIGNA. Premiums are subsidized by Legal & General America.

Dental plan: Dental coverage is provided by CIGNA and again, premiums are subsidized.

Vision plan: Coverage for glasses and contact lenses is available on a voluntary basis through VSP.

Life Insurance

Group Term Insurance: Coverage equals two times your base salary and Legal & General America pays the premium. As your salary grows, so does your coverage amount.

Individual Term Insurance: Individual, fully underwritten, Banner or William Penn policies are available to our employees and their spouses at rates lower than our publicly advertised premiums.

Spending Accounts

You can have part of your salary deducted on a pre-tax basis to pay for anticipated medical or dependent care and thereby reduce your out-of-pocket expenses.

Leave Programs

We recognize the importance of providing the opportunity for rest, recreation, personal activities, and health concerns. Our company offers a variety of leave programs.

Holidays: All employees have eight national holidays and four “floating” holidays to use at their discretion.

Vacation: New employees can earn 10 or more working days annually which increases based on length of employment.

Personal Leave: Personal time can be used to take care of personal business that must be accomplished during the workweek. Full-time employees receive two personal days per year.

Health Leave: Our health leave is generous. You accrue leave at a rate of two weeks per year. After five years, you accrue at a rate of three weeks per year. The leave accrues by pay period.

Family, Parental, and Medical Leave: LGA may grant you FMLA leave for up to 12 weeks over a rolling 12-month period for the following reasons:

  • The care of your child after birth or adoption or placement with you for foster care;
  • The care of a covered family member (spouse, child, or parent) with a serious health condition;
  • For your own serious health condition; or
  • For qualifying exigencies related to the foreign deployment of a military member who is your spouse, child, or parent.

An eligible employee who is a covered service member's spouse, child, parent, or next of kin, may also take up to 26 weeks of FMLA leave in a single 12-month period to care for the service member with a serious health condition.

To be eligible, you must have completed at least one full year of service with the Company and have worked a minimum of 1,250 hours in the twelve-month period preceding the leave to be eligible for such leave.

Other leave plans: Bereavement leave, Military leave, Family Medical Care leave, and Jury Duty leave

Retirement Benefits

We offer two outstanding plans that help employees achieve their financial goals for retirement.

401(k) Savings Plan through Schwab Retirement Plan Services: The Company matches your contribution dollar for dollar up to 6% of your base salary. You can begin contributing right away.

Cash Balance Plan: Once eligible, pension benefits are credited each year based on your years of service to the company at a rate of 4-8% of your annual base pay. Interest is also paid on existing balances.


Volunteer time paid up to 2 days a year for approved charitable work.

Disability Plans

These programs provide employees with income protection should they become unable to work due to serious illness or injury. Short-term disability pays a portion of the base salary for up to 26 weeks. Long-term disability pays a portion of base salary and may commence after six months of continuous disability.

Educational Opportunities

Employee knowledge, skills, and professional growth are critical to the continued success of our company. We offer a variety of programs to help employees become more proficient in their current positions as well as advance their careers with us.

  • Industry-Sponsored Courses
  • Tuition Reimbursement Program
  • Actuarial Study Program
  • Professional Courses and Seminars
  • Membership in Industry Committees, Professional Associations, and Societies

Employee Assistance Program

Your mental health is as important as your physical, so the Company provides an Employee Assistance Program through an outside confidential source. The program provides guidance/assistance on a variety of personal issues such as child and elder care, finances, stress, conflicts, marital issues, etc.

Just for Fun

Recognizing the need to balance work and leisure, we like to help employees build camaraderie through lots of fun events. A few examples include:

  • Sponsorship of employee basketball, softball, volleyball, and soccer teams
  • A family picnic with games for adults and kids and of course, food, food, and more food
  • Jeans every day!
  • Ice Cream Sundae Days

The description above is a brief summary of the benefit plans provided by Legal & General America, is not a contractual document and is subject to change. Full details are made available to employees at the time of hire and occasionally updated. Specific provisions and administrative procedures may apply.

Wellness at Work

Every employee is encouraged to lead a healthy and enriched lifestyle. Legal & General America has been recognized by Frederick Regional Health System, the Frederick County Health Department and the Frederick Chamber of Commerce for our commitment to improving employee health and well-being. We were awarded the Wellness at Work Award for 2019/2020 by the Maryland Department of Health, which recognizes businesses that are committed to improving employee health and well-being.

Disease prevention and preparedness were promoted in-house through annual flu shots, vision testing, pulmonary function tests, and Dermascan screenings to pinpoint sun damage.

Proactive employees attended seminars appealing to the mind and body that covered topics from exercise tips to juicing recipes. Among the most popular included "Stress Management 101," which centered on achieving the right balance between personal and time management and effective ways to cope with the physical and emotional wear and tear caused by stress, including breathing exercises, healthy diet, and keeping a sense of humor.

"Quick and Easy" similarly attracted employees on the move searching for nutritional, 20 minute meals, quick and healthy snacks, and desk-ready exercises.