Life insurance calculator

Answer a few simple questions to determine the amount of life insurance coverage you need to protect your loved ones.

Please select your age

Please enter your age.

Annual earned income your family (or business) would need if you passed away

Please enter a number.

Funeral and other final expenses

Please enter a number.

Mortage and other outstanding debts

Includes mortgages, credit card debts, car loans, home equity, etc.

Please enter a number.

Cost of childcare

Please enter a number.

Education Expenses

Savings

Includes bank accounts, IRAs, 401(k) plans, stocks, bonds, real estate/rental property, etc.

Please enter a number.

Present amount of life insurance

Include group and personal insurance.

Please enter a number.

Other

Any other financial responsibilities you may have.

Please enter a number.

Calculating your needs

This calculator is intended to provide you with a general estimate of your life insurance coverage need. We’ve found that each person has different coverage needs based on personal lifestyle and individual circumstances and this tool covers most of those needs. Occasionally, there are additional items to consider in your needs calculation.

Get expert help with your estimate

If you prefer to speak with a real person, we have licensed life insurance agents on call to answer all your questions. They can look at your unique situation to help you determine how much coverage you need, and provide you with a free quote.

Life insurance calculator

Calculating your needs

Get expert help with your estimate

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