Term rates

New pricing effective November 22

Personalized coverage for every stage of life’s journey.

Give your clients the flexibility to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitively priced, guaranteed level term series is available in 10- to 40-year policy durations.

Our digital application gives eligible customers an easier path to get the term coverage they need to financially protect their loved ones.

Start a new application

Competitive low rates

What do changes to level period premium rates mean for you? Check out the latest rate changes today — view the admin guidelines for more info. 

Read Admin Guidelines 

Featured client-approved materials


Is life insurance part of your financial plan?

time for life check up

Determine client needs

Guide clients through a life insurance review using this checklist.
no place like home

Cover a mortgage 500k

Use this flyer with clients looking to cover their mortgage with life insurance.

New York materials for OPTerm

As other carriers discontinue doing business in New York, we've added 35 and 40-year term options to our OPTerm product in New York!


35 and 40-Year Term (the long term solution) (NY)

Simple NY term life insurance protection.

Term Protection 1M (NY)


30-Year Term Life (NY)


Term Life Mortgage Coverage 250k (NY)

white-scales-iconWhy pick us

With over 70 years of experience protecting families and businesses, we provide support advisors and their clients can count on.

Our digital application makes the journey to life insurance coverage easier and faster.

Learn more

Start new application