Term rates
New pricing effective May 4
Personalized coverage for every stage of life’s journey.
Give your clients the flexibility to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitively priced, guaranteed level term series is available in 10- to 40-year policy durations.
Our digital application gives eligible customers an easier path to get the term coverage they need to financially protect their loved ones.
Competitive low rates
What do changes to level period premium rates mean for you? Check out the latest rate changes today — view the admin guidelines for more info. 
Featured client-approved materials
New York materials for OPTerm
As other carriers discontinue doing business in New York, we've added 35 and 40-year term options to our OPTerm product in New York!
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Why
pick us
With over 70 years of experience protecting families and businesses, we provide support advisors and their clients can count on.
Our digital application makes the journey to life insurance coverage easier and faster.
Helpful materials to share with your clients
Advisor materials