New pricing effective November 24
Personalized coverage for every stage of life’s journey.
Give your clients the flexibility to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitively priced, guaranteed level term series is available in 10- to 40-year policy durations.
Our digital application gives eligible customers an easier path to get the term coverage they need to financially protect their loved ones.
Did you know? OPTerm 35 & 40 are available in New York!
As other carriers discontinue doing business in New York, we've added 35 and 40-year term options to our OPTerm product in New York!
Featured client-approved materials
Determine client needs
Cover a mortgage 500k
35 and 40-Year Term
New York materials for OPTerm
Term Rider Solution (NY)
Term + Perm Solution (NY)
35 and 40-Year Term (NY)
Term Protection 1M (NY)
30-Year Term Life (NY)
Term Life Mortgage Coverage 250k (NY)
Why pick us
With over 70 years of experience protecting American families, we provide support advisors and their clients can count on.
what makes us one of the top five leading term carriers in the US.