Term Riders

Stacking 10,15 or 20 years of term coverage on top of a longer duration base policy may be the most cost-effective way for your clients to buy term life insurance.

Term life insurance can be purchased in periods of 10 to 40 years and is usually a very budget-friendly option. Insurance is not a one-size-fits-all solution and one of the ways to customize coverage is by taking advantage of Term Riders. 

  • Term Riders can be stacked on top of a base term policy for 10, 15 or 20 years
  • Term Riders will automatically drop off at the end of the additional insurance rider coverage period
  • When a rider expires, the premium due and total coverage will be reduced by the Term Rider amount

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Use Term Riders to get clients the right amount of coverage, for the right amount of time.

Help your clients customize their life insurance coverage and save money.


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Term Riders Solution


20-40-year Advantage

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