Term rates

New pricing effective January 20

Personalized coverage for every stage of life’s journey.

Give your clients the flexibility to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitively priced, guaranteed level term series is available in 10- to 40-year policy durations.

Our digital application gives eligible customers an easier path to get the term coverage they need to financially protect their loved ones.

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Did you know? OPTerm 35 & 40 are available in New York!

As other carriers discontinue doing business in New York, we've added 35 and 40-year term options to our OPTerm product in New York!

Browse New York marketing materials

financial-strength-weights-with-dollarWe're starting off strong — new year, new term rates

OPTerm pricing comes in at #1 - 81% of the time and in New York, pricing comes in at #1 - 85% of the time against term competitors in the market.

Read Admin Guidelines 

Featured client-approved materials

time for life check up

Determine client needs

Guide clients through a life insurance review using this checklist.
no place like home

Cover a mortgage 500k

Use this flyer with clients looking to cover their mortgage with life insurance.

35 and 40-Year Term

Simple term life insurance protection that can cover into retirement and beyond

New York materials for OPTerm

Term Riders: Flexible Coverage Solutions

Term Rider Solution (NY)

Stack term coverage on top of a base policy

Term + Perm Solution (NY)

Help clients meet protection needs affordably

35 and 40-Year Term (NY)

Simple NY term life insurance protection.

Term Protection 1M (NY)


30-Year Term Life (NY)


Term Life Mortgage Coverage 250k (NY)

white-scales-iconWhy pick us

With over 70 years of experience protecting American families, we provide support advisors and their clients can count on.

Find out what makes us one of the top five leading term carriers in the US.

Our digital application makes the journey to life insurance coverage easier and faster.

Learn more

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