New term rates are turning up the heat
Legal & General America’s OPTerm pricing is sure to make the competition sweat!

At all ages, classes, amounts and durations, Banner ranks #1 - 78% of the time and William Penn ranks #1 - 83% of the time. The new rates include decreases and some increases. Decreases improved our #1 price ranking by over 20%!

We're the term leader you can rely on to deliver consistent, competitive pricing and automated, simple solutions.


Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, Maryland and William Penn Life Insurance Company of New York, Valley Stream, New York. William Penn products are available exclusively in New York; Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form # ICC12OPTN and state variations. William Penn OPTerm policy form #OPTN-NY available only in New York. Rates as of 06.19.17.

Additional Insurance Riders, form AIR (1-11) and state variations, can provide temporary life insurance coverage for 10, 15 or 20 years after which coverage ceases. Term riders are not available in all states; issue ages vary from base plan. Children's Life Insurance Rider, form ICC14-CLIR and state variations, can provide life insurance coverage on eligible children. Children’s Life Insurance Rider is not available in all states. Two-year contestability and suicide provisions apply. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Rankings valid until 09.09.17. For broker use only. 17-213