Leaves and Modal Factors are Falling
Legal & General America has crisp new OPTerm rates and now monthly premiums are more competitive than ever!

At all ages*, classes, amounts, and durations, OPTerm pricing including NY, ranks #1 78%  
of the time.

We're the term leader you can rely on to deliver consistent, competitive pricing and automated, simple solutions.


New Marketing Kit

We've made marketing easier. All you have to do it pick and choose what works for you!


Marketing Kit

*Quinquennial ages

Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, Maryland and William Penn Life Insurance Company of New York, Valley Stream, New York. William Penn products are available exclusively in New York; Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. The Legal & General America companies are part of th worldwide Legal & General Group. OPTerm policy form # ICC12OPTN and state variations. William Penn OPTerm policy form # OPTN-NY available only in New York.
Two-year contestability and suicide provisions apply. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. Rates as of 11.21.17. Rankings valid until 2.13.18. For broker use only. 17-377

All competitive ranking data on this page is valid until 2.13.18. See full disclosure here.

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